/* ============================================================
   Împrumut 247 — imprumut247.ro
   ============================================================ */

:root {
  /* Theme: Forest Fresh — xanh lá rừng + kem, tin cậy, ấm mà chuyên nghiệp */
  --primary: #166534;
  --primary-dark: #14532d;
  --primary-light: #dcfce7;
  --accent: #65a30d;
  --accent-dark: #4d7c0f;
  --accent-light: #ecfccb;
  --warning: #ea580c;
  --text: #1c1917;
  --text-muted: #78716c;
  --bg: #fffefb;
  --bg-alt: #f7f9f0;
  --border: #e7ecdc;
  --radius: 18px;
  --radius-sm: 12px;
  --shadow: 0 6px 26px rgba(22, 101, 52, 0.12);
  --shadow-lg: 0 18px 46px rgba(22, 101, 52, 0.20);
  --font: 'DM Sans', 'Inter', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: var(--primary); }

.container {
  width: 100%;
  max-width: 1160px;
  margin: 0 auto;
  padding: 0 20px;
}
.container--narrow { max-width: 760px; }

.highlight { color: var(--accent); }

/* ============ BUTTONS ============ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  font-family: var(--font);
  font-weight: 700;
  font-size: 1rem;
  padding: 14px 28px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  text-decoration: none;
  transition: transform .15s ease, box-shadow .15s ease, background .15s ease;
  white-space: nowrap;
}
.btn--primary {
  background: linear-gradient(135deg, var(--accent) 0%, var(--accent-dark) 100%);
  color: #fff;
  box-shadow: 0 6px 18px rgba(132, 204, 22, 0.38);
}
.btn--primary:hover { transform: translateY(-2px); box-shadow: 0 10px 24px rgba(101, 163, 13, 0.45); }
.btn--white {
  background: #fff;
  color: var(--primary);
  box-shadow: 0 6px 18px rgba(0, 0, 0, 0.15);
}
.btn--white:hover { transform: translateY(-2px); }
.btn--full { width: 100%; }
.btn--lg { padding: 17px 36px; font-size: 1.08rem; }
.btn--sm { padding: 10px 22px; font-size: 0.92rem; }

.btn-link {
  display: inline-block;
  margin-top: 14px;
  background: none;
  border: none;
  color: var(--text-muted);
  font-family: var(--font);
  font-size: 0.92rem;
  cursor: pointer;
  text-decoration: underline;
  text-align: center;
  width: 100%;
}
.btn-link:hover { color: var(--primary); }

/* ============ HEADER ============ */
.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: #fff;
  border-bottom: 1px solid var(--border);
  box-shadow: 0 2px 12px rgba(22, 101, 52, 0.07);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  height: 68px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 8px;
  text-decoration: none;
  font-weight: 900;
  font-size: 1.35rem;
  color: var(--primary);
  letter-spacing: -0.5px;
}
.logo__icon { display: inline-flex; align-items: center; }
.logo__text { line-height: 1; display: inline-flex; align-items: center; }
.logo__accent { color: var(--accent); }

/* Logo mark: leaf (Leaf Growth) — kích thước theo em để cân với chiều cao chữ */
.logo__leaf {
  width: 1.35em;
  height: 1.35em;
  padding: 0.24em;
  border-radius: 0.28em;
  background: var(--primary);
  color: #bef264;              /* lá màu lime */
}
.logo__leaf-vein { stroke: var(--primary); stroke-width: 2.5; stroke-linecap: round; fill: none; }
/* Footer (nền tối): đảo màu — ô lá lime, lá xanh đậm */
.logo--footer .logo__leaf { background: #bef264; color: var(--primary); }
.logo--footer .logo__leaf-vein { stroke: #bef264; }

.nav { display: flex; }
.nav__list > li > a,
.nav a {
  text-decoration: none;
  color: var(--text);
  font-weight: 600;
  font-size: 0.95rem;
  transition: color .15s;
}
.nav__list > li > a:hover,
.nav a:hover { color: var(--accent); }

.header__secure {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--accent-dark);
  background: var(--accent-light);
  padding: 8px 16px;
  border-radius: 999px;
}

.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 6px;
}
.burger span {
  width: 24px;
  height: 3px;
  background: var(--primary);
  border-radius: 2px;
  transition: transform .2s, opacity .2s;
}
.burger.open span:nth-child(1) { transform: translateY(8px) rotate(45deg); }
.burger.open span:nth-child(2) { opacity: 0; }
.burger.open span:nth-child(3) { transform: translateY(-8px) rotate(-45deg); }

/* ============ HERO ============ */
.hero {
  background:
    radial-gradient(1000px 500px at 85% -10%, rgba(132, 204, 22, 0.30), transparent 60%),
    linear-gradient(150deg, var(--primary-dark) 0%, var(--primary) 55%, #15803d 100%);
  color: #fff;
  padding: 60px 0 80px;
}
.hero__inner {
  display: grid;
  grid-template-columns: 1.1fr 0.9fr;
  gap: 48px;
  align-items: start;
}
.hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  background: rgba(190, 242, 100, 0.16);
  border: 1px solid rgba(190, 242, 100, 0.4);
  padding: 8px 18px 8px 15px;
  border-radius: 999px;
  font-size: 0.85rem;
  font-weight: 700;
  margin-bottom: 22px;
  letter-spacing: 0.2px;
  color: #fff;
  backdrop-filter: blur(4px);
  -webkit-backdrop-filter: blur(4px);
}
/* Chấm "live" pulse — dấu hiệu đang hoạt động NON-STOP */
.hero__badge::before {
  content: "";
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: var(--accent);
  box-shadow: 0 0 0 0 rgba(190, 242, 100, 0.7);
  animation: livePulse 2s infinite;
  flex-shrink: 0;
}
.hero__badge .ico { color: var(--accent); }
@keyframes livePulse {
  0%   { box-shadow: 0 0 0 0 rgba(190, 242, 100, 0.6); }
  70%  { box-shadow: 0 0 0 8px rgba(190, 242, 100, 0); }
  100% { box-shadow: 0 0 0 0 rgba(190, 242, 100, 0); }
}
@media (prefers-reduced-motion: reduce) {
  .hero__badge::before { animation: none; }
}
.hero h1 {
  font-size: clamp(1.9rem, 4vw, 2.9rem);
  font-weight: 900;
  line-height: 1.15;
  letter-spacing: -1px;
  margin-bottom: 18px;
}
.hero h1 .highlight { color: #bef264; }
.hero__subtitle {
  font-size: 1.08rem;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 26px;
  max-width: 520px;
}
.hero__features {
  list-style: none;
  display: grid;
  gap: 10px;
  margin-bottom: 34px;
  font-weight: 600;
  font-size: 1rem;
}
.hero__trust {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  align-items: stretch;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 16px 15px;
  background: linear-gradient(150deg, rgba(255,255,255,0.10), rgba(255,255,255,0.04));
  border: 1px solid rgba(190, 242, 100, 0.28);
  border-radius: 14px;
  backdrop-filter: blur(6px);
  -webkit-backdrop-filter: blur(6px);
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.12);
  transition: transform .18s ease, border-color .18s ease, box-shadow .18s ease;
}
.trust-item:hover {
  border-color: rgba(190, 242, 100, 0.55);
  transform: translateY(-3px);
  box-shadow: 0 10px 24px rgba(0, 0, 0, 0.2);
}
.trust-item__icon {
  flex-shrink: 0;
  width: 38px;
  height: 38px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 11px;
  background: rgba(190, 242, 100, 0.16);
  color: var(--accent);
  font-size: 1.15rem;
}
.trust-item__body { display: flex; flex-direction: column; gap: 1px; min-width: 0; }
.trust-item strong {
  font-size: 1.32rem;
  font-weight: 900;
  color: #bef264;
  letter-spacing: -0.5px;
  line-height: 1.15;
  white-space: nowrap;
}
.trust-item span {
  font-size: 0.76rem;
  color: rgba(255, 255, 255, 0.72);
  line-height: 1.25;
}

/* ============ FORM CARD ============ */
.form-card {
  background: #fff;
  color: var(--text);
  border-radius: var(--radius);
  box-shadow: var(--shadow-lg);
  padding: 30px 28px;
  position: relative;
}
.form-card__header { text-align: center; margin-bottom: 20px; }
.form-card__header h2 { font-size: 1.45rem; font-weight: 800; color: var(--primary-dark); }
.form-card__header p { color: var(--text-muted); font-size: 0.92rem; }

/* Steps indicator */
.form-steps { margin-bottom: 24px; }
.form-steps__bar {
  height: 6px;
  background: var(--border);
  border-radius: 999px;
  overflow: hidden;
  margin-bottom: 10px;
}
.form-steps__progress {
  height: 100%;
  width: 33%;
  background: linear-gradient(90deg, var(--accent), #bef264);
  border-radius: 999px;
  transition: width .35s ease;
}
.form-steps__labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--text-muted);
}
.form-steps__labels .active { color: var(--accent-dark); }

/* Step visibility */
.form-step { display: none; }
.form-step--active { display: block; animation: fadeIn .3s ease; }
@keyframes fadeIn {
  from { opacity: 0; transform: translateY(8px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Sliders */
.slider-group { margin-bottom: 24px; }
.slider-group__head {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}
.slider-group__head label { font-weight: 700; font-size: 0.95rem; }
.slider-value {
  background: var(--primary-light);
  color: var(--primary-dark);
  font-weight: 800;
  font-size: 1.05rem;
  padding: 6px 16px;
  border-radius: 999px;
}
.slider-group__limits {
  display: flex;
  justify-content: space-between;
  font-size: 0.78rem;
  color: var(--text-muted);
  margin-top: 6px;
}

input[type="range"] {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--accent) 0%, var(--accent) var(--fill, 25%), var(--border) var(--fill, 25%), var(--border) 100%);
  outline: none;
  cursor: pointer;
}
input[type="range"]::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 26px;
  height: 26px;
  border-radius: 50%;
  background: #fff;
  border: 4px solid var(--accent);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
  cursor: grab;
  transition: transform .1s;
}
input[type="range"]::-webkit-slider-thumb:active { cursor: grabbing; transform: scale(1.1); }
input[type="range"]::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: #fff;
  border: 4px solid var(--accent);
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
  cursor: grab;
}

.estimate {
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: var(--bg-alt);
  border: 1px dashed var(--border);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  margin-bottom: 22px;
  font-size: 0.92rem;
  color: var(--text-muted);
}
.estimate strong { color: var(--primary-dark); font-size: 1.15rem; font-weight: 800; }

/* Variant payday: badge „0% primele 7 zile" + rândul de total */
.estimate--free {
  flex-direction: column;
  align-items: stretch;
  gap: 10px;
  border-style: solid;
  border-color: rgba(22, 163, 74, 0.3);
  background: linear-gradient(140deg, #f0fdf4, #ecfccb);
}
.estimate__free {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  font-weight: 800;
  font-size: 0.88rem;
  color: var(--primary-dark);
}
.estimate__free .ico { color: var(--accent-dark); }
.estimate__row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 8px;
  border-top: 1px dashed rgba(22, 163, 74, 0.25);
}

.form-note {
  text-align: center;
  font-size: 0.8rem;
  color: var(--text-muted);
  margin-top: 14px;
}

/* Fields */
.field { margin-bottom: 16px; }
.field label {
  display: block;
  font-weight: 700;
  font-size: 0.9rem;
  margin-bottom: 6px;
}
.field label .req { color: #dc2626; font-weight: 800; margin-left: 1px; }
.field__hint {
  display: block;
  color: var(--text-muted);
  font-size: 0.76rem;
  margin-top: 5px;
}
.field.invalid .field__hint { display: none; }
.field input,
.field select {
  width: 100%;
  font-family: var(--font);
  font-size: 1rem;
  padding: 13px 16px;
  border: 2px solid var(--border);
  border-radius: var(--radius-sm);
  background: #fff;
  color: var(--text);
  transition: border-color .15s, box-shadow .15s;
}
.field input:focus,
.field select:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 4px rgba(22, 163, 74, 0.12);
}
.field__error {
  display: none;
  color: #dc2626;
  font-size: 0.8rem;
  font-weight: 600;
  margin-top: 5px;
}
.field.invalid input,
.field.invalid select { border-color: #dc2626; }
.field.invalid .field__error { display: block; }
.field__error--checkbox { margin-bottom: 10px; }
.field__error--checkbox.show { display: block; }

.checkbox {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 0.84rem;
  color: var(--text-muted);
  margin-bottom: 12px;
  cursor: pointer;
}
.checkbox input {
  margin-top: 3px;
  width: 17px;
  height: 17px;
  accent-color: var(--accent);
  flex-shrink: 0;
  cursor: pointer;
}
.checkbox a { color: var(--primary); font-weight: 600; }

/* ============ TRUST BAR ============ */
.trustbar {
  background: var(--primary-dark);
  color: rgba(255, 255, 255, 0.92);
  padding: 14px 0;
}
.trustbar__inner {
  display: flex;
  justify-content: center;
  gap: 34px;
  flex-wrap: wrap;
  font-size: 0.88rem;
  font-weight: 600;
}

/* ============ SECTIONS ============ */
.section { padding: 80px 0; }
.section--alt { background: var(--bg-alt); }
.section__title {
  text-align: center;
  font-size: clamp(1.6rem, 3vw, 2.2rem);
  font-weight: 900;
  letter-spacing: -0.8px;
  color: var(--primary-dark);
  margin-bottom: 14px;
}
.section__title--left { text-align: left; }
.section__subtitle {
  text-align: center;
  color: var(--text-muted);
  font-size: 1.05rem;
  max-width: 640px;
  margin: 0 auto 48px;
}
.section__subtitle--left { text-align: left; margin: 0 0 28px; }
.section__cta { text-align: center; margin-top: 48px; }

/* Steps grid */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.step-card {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 30px 24px;
  text-align: center;
  position: relative;
  transition: transform .2s, box-shadow .2s;
}
.step-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.step-card__num {
  position: absolute;
  top: -14px;
  left: 50%;
  transform: translateX(-50%);
  width: 30px;
  height: 30px;
  background: var(--accent);
  color: #fff;
  font-weight: 800;
  font-size: 0.9rem;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 10px rgba(22, 163, 74, 0.4);
}
.step-card__icon { font-size: 2.4rem; margin-bottom: 14px; }
.step-card h3 { font-size: 1.08rem; font-weight: 800; margin-bottom: 8px; color: var(--primary-dark); }
.step-card p { font-size: 0.9rem; color: var(--text-muted); }

/* Benefits */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.benefit {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 26px;
  transition: transform .2s, box-shadow .2s;
}
.benefit:hover { transform: translateY(-4px); box-shadow: var(--shadow); }
.benefit__icon {
  width: 54px;
  height: 54px;
  background: var(--primary-light);
  border-radius: var(--radius-sm);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin-bottom: 16px;
}
.benefit h3 { font-size: 1.08rem; font-weight: 800; margin-bottom: 8px; color: var(--primary-dark); }
.benefit p { font-size: 0.92rem; color: var(--text-muted); }

/* Eligibility */
.eligibility {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 56px;
  align-items: center;
}
.checklist {
  list-style: none;
  display: grid;
  gap: 14px;
  margin-bottom: 22px;
  font-size: 1rem;
}
.checklist li {
  background: var(--bg-alt);
  border-radius: var(--radius-sm);
  padding: 13px 18px;
}
.eligibility__note {
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-bottom: 26px;
}
.info-card {
  background: linear-gradient(150deg, var(--primary-dark), var(--primary));
  color: #fff;
  border-radius: var(--radius);
  padding: 32px 30px;
  box-shadow: var(--shadow-lg);
}
.info-card h3 { font-size: 1.15rem; margin-bottom: 14px; }
.info-card p { font-size: 0.95rem; color: rgba(255, 255, 255, 0.9); margin-bottom: 14px; }
.info-card strong { color: #bef264; }
.info-card__small { font-size: 0.8rem !important; color: rgba(255, 255, 255, 0.65) !important; margin-bottom: 0 !important; }

/* Testimonials */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}
.testimonial {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 28px 26px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.testimonial__stars { color: var(--warning); font-size: 1.1rem; letter-spacing: 3px; }
.testimonial p { font-size: 0.95rem; color: var(--text); font-style: italic; flex: 1; }
.testimonial__author { display: flex; align-items: center; gap: 12px; }
.testimonial__avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--primary-light);
  color: var(--primary);
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}
.testimonial__author strong { display: block; font-size: 0.95rem; }
.testimonial__author span { font-size: 0.82rem; color: var(--text-muted); }

/* FAQ */
.faq { display: grid; gap: 14px; }
.faq__item {
  background: #fff;
  border: 1px solid var(--border);
  border-radius: 14px;
  overflow: hidden;
  transition: border-color .18s, box-shadow .18s;
}
.faq__item:hover { border-color: rgba(132, 204, 22, 0.38); }
.faq__item[open] {
  border-color: rgba(22, 163, 74, 0.45);
  box-shadow: 0 8px 24px rgba(22, 163, 74, 0.1), inset 3px 0 0 var(--accent);
}
.faq__item summary {
  padding: 18px 22px;
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  list-style: none;
  position: relative;
  padding-right: 52px;
  color: var(--primary-dark);
  transition: color .15s;
}
.faq__item summary:hover { color: var(--accent-dark); }
.faq__item summary::-webkit-details-marker { display: none; }
.faq__item summary::after {
  content: '+';
  position: absolute;
  right: 16px;
  top: 50%;
  transform: translateY(-50%);
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--accent-light);
  font-size: 1.2rem;
  font-weight: 600;
  color: var(--accent-dark);
  transition: transform .2s, background .2s, color .2s;
}
.faq__item[open] summary::after {
  content: '−';
  background: var(--accent);
  color: #fff;
  transform: translateY(-50%) rotate(180deg);
}
.faq__item p {
  padding: 0 22px 18px;
  color: var(--text-muted);
  font-size: 0.95rem;
  line-height: 1.7;
}

/* CTA banner */
.cta-banner {
  background:
    radial-gradient(800px 400px at 15% 120%, rgba(132, 204, 22, 0.38), transparent 60%),
    linear-gradient(135deg, var(--primary-dark), var(--primary));
  color: #fff;
  padding: 60px 0;
}
.cta-banner__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.cta-banner h2 { font-size: clamp(1.5rem, 3vw, 2rem); font-weight: 900; margin-bottom: 8px; }
.cta-banner p { color: rgba(255, 255, 255, 0.85); }

/* ============ FOOTER ============ */
.footer {
  background: #0b1f33;
  color: rgba(255, 255, 255, 0.75);
  padding: 56px 0 28px;
  font-size: 0.9rem;
}
.footer--slim { padding: 32px 0 24px; }
.footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 40px;
  margin-bottom: 40px;
}
.footer__col h4,
.footer__heading {
  color: #fff;
  font-size: 0.95rem;
  font-weight: 700;
  margin: 0 0 14px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.footer__heading--sub {
  margin-top: 22px;
  font-size: 0.85rem;
  opacity: 0.85;
}
.footer__col ul { list-style: none; padding: 0; margin: 0; }
.footer__col a {
  display: block;
  color: rgba(255, 255, 255, 0.72);
  text-decoration: none;
  margin-bottom: 9px;
  transition: color .15s, padding-left .15s;
}
.footer__col li a { margin-bottom: 0; padding: 4px 0; }
.footer__col a:hover { color: #bef264; }
.footer__col li a:hover { padding-left: 4px; }
.footer__contact { font-style: normal; }
.footer__contact a { display: inline-block; font-size: 0.85rem; color: rgba(255, 255, 255, 0.72); }
/* Back-to-top */
.footer__bottom { display: flex; align-items: center; justify-content: space-between; gap: 16px; flex-wrap: wrap; }
.footer__totop {
  display: inline-flex; align-items: center; gap: 5px;
  color: rgba(255, 255, 255, 0.6);
  text-decoration: none;
  font-size: 0.82rem;
  font-weight: 600;
  transition: color .15s;
}
.footer__totop:hover { color: #bef264; }
.footer__totop .ico { width: 0.9em; height: 0.9em; }
.logo--footer { color: #fff; margin-bottom: 14px; }
.footer__col--brand p { font-size: 0.88rem; }
.footer__small { font-size: 0.82rem; color: rgba(255, 255, 255, 0.55); }
.footer__disclaimer {
  border-top: 1px solid rgba(255, 255, 255, 0.12);
  padding-top: 24px;
  margin-bottom: 20px;
}
.footer__disclaimer p { font-size: 0.78rem; line-height: 1.7; color: rgba(255, 255, 255, 0.55); }
.footer__bottom { text-align: center; font-size: 0.82rem; color: rgba(255, 255, 255, 0.45); }
.footer__bottom a { color: rgba(255, 255, 255, 0.6); }

/* ============================================================
   OFFERS PAGE (oferte.html)
   ============================================================ */

/* Loading screen */
.loading { padding: 80px 0 100px; min-height: 60vh; }
.loading__inner { text-align: center; }
.loading__spinner {
  width: 72px;
  height: 72px;
  margin: 0 auto 30px;
  border-radius: 50%;
  border: 6px solid var(--primary-light);
  border-top-color: var(--accent);
  animation: spin 0.9s linear infinite;
}
@keyframes spin { to { transform: rotate(360deg); } }
.loading h1 {
  font-size: clamp(1.5rem, 3vw, 2rem);
  font-weight: 900;
  color: var(--primary-dark);
  margin-bottom: 10px;
  min-height: 1.3em;
}
.loading__sub { color: var(--text-muted); margin-bottom: 34px; }
.loading__bar {
  height: 10px;
  background: var(--border);
  border-radius: 999px;
  overflow: hidden;
  max-width: 460px;
  margin: 0 auto 38px;
}
.loading__bar-fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--accent), #bef264);
  border-radius: 999px;
  transition: width .5s ease;
}
.loading__steps {
  list-style: none;
  display: grid;
  gap: 14px;
  max-width: 460px;
  margin: 0 auto;
  text-align: left;
}
.loading__steps li {
  background: var(--bg-alt);
  border: 1px solid var(--border);
  border-radius: var(--radius-sm);
  padding: 14px 18px;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--text-muted);
  display: flex;
  align-items: center;
  gap: 12px;
  transition: all .3s;
}
.loading__steps li.done {
  background: var(--accent-light);
  border-color: rgba(132, 204, 22, 0.38);
  color: var(--accent-dark);
}

/* Offers screen */
.offers { padding: 48px 0 80px; }
.offers__head { text-align: center; margin-bottom: 40px; }
.offers__badge {
  display: inline-block;
  background: var(--accent-light);
  color: var(--accent-dark);
  font-weight: 800;
  padding: 8px 20px;
  border-radius: 999px;
  font-size: 0.95rem;
  margin-bottom: 18px;
}
.offers__head h1 {
  font-size: clamp(1.7rem, 3.5vw, 2.4rem);
  font-weight: 900;
  color: var(--primary-dark);
  letter-spacing: -0.8px;
  margin-bottom: 10px;
}
.offers__summary { color: var(--text-muted); font-size: 1.05rem; margin-bottom: 16px; }
.offers__tip {
  display: inline-block;
  background: #fffbeb;
  border: 1px solid #fde68a;
  color: #92400e;
  font-size: 0.9rem;
  padding: 10px 20px;
  border-radius: var(--radius-sm);
  max-width: 640px;
}

.offers__list {
  display: grid;
  gap: 20px;
  max-width: 860px;
  margin: 0 auto;
}

/* NOTE: Offer card + Lead modal → đã chuyển sang css/funnel.css (redesign).
   Block CSS cũ đã được gỡ để tránh trùng lặp/xung đột. */

/* ============ RESPONSIVE ============ */
@media (max-width: 960px) {
  .hero__inner { grid-template-columns: 1fr; gap: 40px; }
  .steps-grid { grid-template-columns: repeat(2, 1fr); }
  .benefits-grid { grid-template-columns: repeat(2, 1fr); }
  .testimonials-grid { grid-template-columns: 1fr; }
  .eligibility { grid-template-columns: 1fr; gap: 36px; }
  .footer__grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 680px) {
  /* Nav mobile được xử lý trong mobile.css @900px (burger + accordion) */
  .hero { padding: 40px 0 56px; }
  .hero__trust { gap: 22px; }
  .section { padding: 56px 0; }
  .steps-grid { grid-template-columns: 1fr; }
  .benefits-grid { grid-template-columns: 1fr; }
  .form-card { padding: 24px 18px; }
  .trustbar__inner { gap: 14px; font-size: 0.8rem; }
  .cta-banner__inner { flex-direction: column; text-align: center; }
  .footer__grid { grid-template-columns: 1fr; gap: 28px; }
  .offer-card__facts { grid-template-columns: repeat(2, 1fr); }
}